Annual Credit Report for free !
Have you noticed how everyday prices are going up? It’s getting that much harder to cover the bills out of your pay checks without using credit.
How are your credit limits? Have they stayed the same over the last year or so? Perhaps they have even dipped a little. This may signal a problem with your credit score.
Through us, you can get an annual credit report. Once every twelve months (or more often if there are specific problems), you can make sure there is nothing inaccurate on your credit record.
Why should you care?
If you have a low credit score, your bank or credit card company is going to refuse you credit, only give you a low credit limit or ask for a higher rate of interest because you are a high risk customer.
Do you have to put up with this?
Absolutely not!
If you see anything inaccurate or wrong in your credit history, all you have to do is to write to the credit rating agency and explain their mistake. There are federal laws that protect you. You can make the mistakes “go away”.
What happens?
If you have corrected all the mistakes, your credit score should go up. A score around 300 is the bottom of the barrel. A score up at 850 gets you a red carpet when you walk through the door.
If your credit history and credit report are good, your bank and credit card company will give you better terms. If that mortgage always looked impossible, it may now become more possible.
Click on the banners to get your annual credit report. It’s totally free so there’s no reason to delay.